Never Retire - The Most Important Factor - By Far - As You Consider Traditional Retirement Alternatives

As we begin to consider concrete personal finance strategies as alternatives to traditional retirement, we need a starting point. Or at least some hypothetical, though likely common base to strategize from.

So our base case will be a person in the following situation:

• Will fall short of the nest egg needed for traditional retirement, by at least a couple hundred thousand dollars.

• Has a mortgage or rent payment.

• Has or can reasonably have an otherwise low cost of living.

You can adapt these particulars and the subsequent strategies to fit your actual situation.

To keep things concrete, we’ll use my actual situation as the base case example you can toggle your reality alongside.