Never Retire - The Housing Conundrum

Of the 1,500-plus subscribers to the Never Retire newsletter, I assume a large chunk, if not a majority are homeowners.

I also assume that, of the homeowners among us, most bought their homes prior to April 2022. If so, you’re likely locked in at a sub-5% or even sub-4% mortgage interest rate, if you have a mortgage at all.

If you’re willing, please share your housing situation, as it pertains to where you’re at with your mortgage and where you live, with the group in the comments section of this story. If you’re not a paid subscriber, you can email me at notascomposedasyouappear@gmail.com.

With that in mind, today’s installment considers the questions I asked myself when assessing my housing situation—along with my partner—over the last couple years.

For each question, I detail our conclusions alongside actual budget numbers.